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Senior Credit Officer - Corporate Banking
Date: Jan 10, 2021
Location: Al Asimah, Kuwait
Company: AL AHLI BANK OF KUWAIT
Reports To
Executive Manager, CBD
Job Purpose
Examines, evaluates and processes applications for credit or loans. Also responsible for the follow - up and maintenance of assigned credit accounts from Relationship Managers and support client management.
Generic Accountabilities
Generic Accountabilities are not specified for this role
Specific Accountabilities
- Credit applications Prepare credit applications by analysing and checking application, ensure information is correct and correctly input in the right format. Engage with the client in ensuring information supporting the application is correct.
- Credit process. Prepare submissions to credit committees and handle requests for clarification and additional information. Advise client of progress of application
- Credit Analysis: Prepare credit application credit analysis, support client operations management and handle new clients
- Client management. Manage a portfolio of clients ensuring client needs are delivered and a high-quality service is provided and identify business opportunities.
- Financial Analysis: Interpreting and analyzing the financials supported by the spread sheet and other information gathered to produce effective reports explaining the historical operating performance of a company as well as its financial position, liquidity, & cash flow management etc.
- Customer Service: resolve any issue related to corporate customers on timely manner
Education
Bachelor's Degree or Equivalent Certification/Experience in Business Managament & Admistration or CCM Certified
Experience
- Minimum 3 years of experience in corporate banking in credit application and process
- Experience of supporting corporate customers
- Experience in credit analysis, credit process and portfolio management
Skills
- Understanding of corporate banking products and services
- Knowledge of banking and credit risk principles and processes
Work Contact
Internal Stakeholders: All Corporate Teams, Risk Management, Remedial, Treasury, Operations and Retail
External Stakeholders: Corporate Customers
Competencies
Continuous Learning
Continuous Improvement
Leveraging Feedback
Quality Orientation
Earning Trust
Communication
Applied Learning
Managing Work
JD Code
CBD 8.5